New Purchase Mortgage

Licensed Mortgage Professional

Did you know that as a first time home buyer, you may qualify for the First Time Home Buyer Incentive This is a program that offers 5% or 10% of the home’s purchase price to put toward a down payment. This helps lower your mortgage carrying costs, making it more affordable.

Buying a home for the first time is exciting and it can be intimidating. We are here to ensure you have all the relevant information to help you make an informed decision.

Throughout this process, we will assist you in figuring out:

  • How much you can afford
  • Your mortgage options (open or closed mortgage, fixed or variable rate mortgage)
  • What documentation you need to provide to get a mortgage approval
  • Reduce your cost of financing and how to pay down your mortgage faster
  • Any additional costs beyond the down payment (legal fees, appraisal fees, realtor fees, title insurance, land transfer tax etc.)

At Guardian Mortgages, we connect you with industry professionals and ensure your home buying team works closely with you to close your deal (lawyers, accountants, realtors, home inspectors)

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