About Guardian Mortgages

Our Mission

Our mission is to change lives through financial literacy.  Our guiding principles will create the mortgage strategy that shapes the lifestyle you envision.

Guidance in your choices  •  Protection of your assets  •  Care in the process

How did a senior economist from the auto industry and a Canadian bank executive partner to create one of the most unique mortgage brokerages in the country? It was quite serendipitous.

Fifteen years ago, Patrick met Allen to help him with refinancing his mortgage. He also taught him to utilize the equity in his home to purchase an investment property, while still paying off his principal residence years sooner than with a traditional mortgage.

Allen, with his uncanny ability to analyze numbers, applied this same strategy for his second, third and even fourth property. 

Allen’s experience in wealth creation led him to change his career. In 2018 Allen took his knowledge as a lifelong economist and his accreditations as a financial advisor to become a mortgage agent. 

Allen’s mission was to teach Canadians how to build a real estate portfolio using the same proven strategies. Two years later, Allen and his wife, Kinga were able to achieve the production levels required to start their own brokerage. That was no common feat!

After 18 years as a successful sales leader and executive for a schedule I bank, Patrick Gill was making a career change. He had helped thousands of Canadian families achieve their financial goals using the same blueprint he outlined for Allen so many years ago. It was in 2021 that fate would have Allen and Patrick reunite in a chance meeting of perfect timing and in completing the circle started 15 years ago, the two partnered to change the mortgage broker industry. 

With similar goals, ethics, and passion for spreading financial literacy, the AYME mortgage strategy was formalized. Let us show you what we have designed.