Ryan Palmer
Mortgage Agent (Level 1)
Ryan Palmer is a licensed Mortgage Agent with Guardian Mortgages, proudly serving homeowners and investors across Ontario. With over a decade of experience helping clients navigate complex lending solutions, Ryan is passionate about making the mortgage process clear, strategic, and empowering.
Drawing on a strong background in automotive and commercial finance, Ryan offers a well-rounded perspective that helps clients align their mortgage with their broader financial goals. Whether refinancing, purchasing a first home, or accessing equity for business growth, he focuses on transparent advice and long-term value creation.
Based in Cambridge, Ontario, Ryan is an active community member and a proud volunteer with the Royal Canadian Legion in Hespeler, where he supports local veterans and community initiatives.
Outside of work, you’ll often find Ryan outdoors with his family and dogs, exploring the trails, lakes, and local ball diamonds that make Ontario home.
Kinga and Allen have been extremely supportive and helpful in suggesting and educating us on mortgage products relevant for our unique situation.
Raunika L
I have worked with different mortgage brokers in the past but working with Michelle and Allen have been a nice change from traditional brokers.
Kathleen Jao
I chose to work with Guardian because they took a comprehensive view of my financial position, and found me the best solution for my needs.
